Personal finance

A customer carries his shopping bag as she walks out of a newly-opened Amazon Go store, Tuesday, May 7, 2019 in New York. The store will be the first Amazon Go store to accept cash. At its other shops, customers can only enter with an app that links to a credit card or an Amazon account.(AP Photo/Mark Lennihan)
May 07, 2019 - 5:31 pm
SAN FRANCISCO (AP) — The Latest on a San Francisco vote on making retailers take cash (all times local): 2:30 p.m. San Francisco supervisors unanimously approved legislation requiring retailers to accept cash for payment. San Francisco on Tuesday followed Philadelphia and New Jersey in banning...
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May 07, 2019 - 5:23 pm
NEW YORK (AP) — Debt collectors will be able to start contacting borrowers via text and email under new regulations proposed by the Consumer Financial Protection Bureau. The rules released Tuesday are an update to debt collection regulations enacted in the 1970s, which never took into account...
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FILE - In this Nov. 30, 2018, file photo people are silhouetted against holiday lights reflecting off a pond in a park in Lenexa, Kan. Financial planning is daunting enough, but it becomes more complicated and critical when you have a child or family member with special needs. If you don’t leave any money or support in place, their fate may be left up to the court and wellbeing could suffer. (AP Photo/Charlie Riedel, File)
May 05, 2019 - 12:28 pm
Financial planning is daunting enough, but it becomes more complicated and critical when you have a child or family member with special needs. If you don't leave any money or support in place, their fate may be left up to the court and wellbeing could suffer. If you leave too much, they could lose...
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FILE - In this April 18, 2019 file photo, Tommy Kalikas, right, works with fellow traders on the floor of the New York Stock Exchange. The stock market keeps going higher, but fees to own funds keep going lower. Investors paid less to own funds last year than ever before: about $48 in expenses for every $10,000 invested, according to a study by fund tracker Morningstar. (AP Photo/Richard Drew, File)
April 30, 2019 - 10:12 am
NEW YORK (AP) — The stock market keeps going higher, but fees to own funds keep going lower. Investors paid less to own funds last year than ever before: about $48 in expenses for every $10,000 invested, according to a study by fund tracker Morningstar. That's roughly half of what investors paid in...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 29, 2019 - 7:45 am
Most retirement calculators are optimistic to a fault. They assume our incomes will rise throughout our working lives, or at least stay roughly the same. In reality, our incomes are likely to peak years — and sometimes decades — before we retire. Consider this: — People's biggest wage increases...
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FILE- In this Feb. 21, 2019, file photo a recently constructed home, left, is reflected in water, in Natick, Mass. Before squeezing every last nickel into a down payment on a home mortgage, set some cash aside to handle unexpected expenses after the closing. (AP Photo/Steven Senne, File)
April 25, 2019 - 10:01 am
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right...
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April 24, 2019 - 11:39 am
The S&P 500 just hit an all-time high, recovering from last year's dramatic plunge. The economy seems to be on fairly solid footing, still it's anyone's guess what happens next for the stock market. So what does this mean for the average investor? Here are answers to some questions about where...
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FILE - In this Nov. 9, 2018, file photo, Walmart associate Alicia Carter fulfills online grocery orders at a Walmart Supercenter in Houston. Amazon and Walmart on Thursday, April 18, 2019, are kicking off a two-year pilot established by the government to allow low-income shoppers on government food assistance in New York to shop and pay for their groceries online. (AP Photo/David J. Phillip, File)
April 18, 2019 - 6:39 pm
NEW YORK (AP) — Amazon and Walmart on Thursday kicked off a two-year government pilot program allowing low-income shoppers on government food assistance in New York to shop and pay for their groceries online for the first time. ShopRite will join the two retailers on the program early next week,...
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In this Wednesday, April 17, 2019, photo online customer reviews for a product are displayed on a computer in New York. Many online purchases are based on careful consideration of star ratings and product reviews left by complete strangers. Some 82% of U.S. adults say they at least sometimes read online customer ratings or reviews before purchasing items for the first time, according to a 2016 Pew Research Center survey. (AP Photo/Jenny Kane)
April 18, 2019 - 10:24 am
In the world of online shopping , often buyers will purchase an item only after they see that other people also like it. And the easiest way to find out consumer sentiment? You guessed it: reviews. Many online purchases are based on careful consideration of star ratings and product reviews left by...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 15, 2019 - 7:43 am
Twenty-four years ago, I knew so little about travel rewards that I took an around-the-world trip without signing up for a single frequent traveler program. Those lost points and miles still haunt me. Fast forward to last summer, when our family stayed two nights at a luxury hotel in Venice, Italy...
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