Personal finance

April 09, 2019 - 6:53 am
There's almost always a reason for photographs — an engagement , wedding, graduation, pregnancy, you name it. For many of these occasions, you'll want a professional on hand who can do more than add a fancy filter to an ordinary snapshot. But hiring a photographer to capture life's important...
Read More
FILE- In this March 14, 2019, file photo students walk on the Stanford University campus in Santa Clara, Calif. Before student loans, people who couldn’t afford to go to college usually didn’t. Even though tuition was cheaper, it was still cost-prohibitive for many, who turned to solutions such as working through school, getting help from their parents or finding scholarships. (AP Photo/Ben Margot, File)
April 04, 2019 - 11:38 am
College tuition was less than what today's students pay for textbooks when Caron and Jack Knopoff attended Chicago's Wright Junior College in the mid-1960s. Tuition at what is now Wilbur Wright College was $24 per credit hour, Caron Knopoff says. To cover this cost, the couple, who were dating at...
Read More
AP Photo/Damian Dovarganes, File
April 02, 2019 - 4:20 pm
NEW YORK (AP) — American Express and Delta Air Lines extended their credit card partnership through 2029, the companies jointly announced Tuesday, a significant extension of one of the larger financial partnerships between a major U.S. airline and a credit card company. Separately, Delta raised its...
Read More
FILE- This June 10, 2015, file photo shows chip credit cards in Philadelphia. Money can’t buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. (AP Photo/Matt Rourke, File)
March 28, 2019 - 9:16 am
Money can't buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. IF YOU'RE NEW TO CREDIT If you're just starting out, you can use a tax refund to get a credit card...
Read More
In this Sunday, March 24, 2019 photo a passer-by walks on a pedestrian walkway, in Boston's Seaport district. At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That’s the highest level since 2007. “Understanding your options and making a plan is imperative,” says Billy Hensley, CEO of the National Endowment for Financial Education. “Anyone doing that is going in the right direction.” (AP Photo/Steven Senne)
March 26, 2019 - 9:05 am
The saying that debt is easy to get into and hard to get out of hits home for younger Americans: At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That's the highest level since 2007. "Understanding your options and making a plan is...
Read More
A screen on the floor of the New York Stock Exchange shows the rate decision of the Federal Reserve, Wednesday, March 20, 2019. The Federal Reserve is leaving its key interest rate unchanged and projecting no rate hikes in 2019, dramatically underscoring its plan to be "patient" about any further increases. (AP Photo/Richard Drew)
March 21, 2019 - 3:14 am
NEW YORK (AP) — So much for those worries about rising interest rates. Just a few months ago, rising rates were bearing down on everyone from home buyers to stock investors after the Federal Reserve put through seven quarter-point increases in 2017 and 2018. But some rates began easing early this...
Read More
Foto de abril del 2017 de la columnista de NerdWallet Liz Weston suministrada por esa firma. (NerdWallet via AP, File)
March 11, 2019 - 10:58 am
Millions of Americans get their health insurance and retirement accounts through their employers. Now some are getting help with their debt. Companies including insurer Aetna and accounting firm PwC help employees pay down student loans. Others partner with startups to offer debt solutions as an...
Read More
FILE - This July 24, 2018, file photo shows a portion of the 1040 U.S. Individual Income Tax Return form for 2018 in New York. If you’ve lost or never received your W-2, old tax returns, 1099s or 1098s to complete your tax return, there are a few things you can do to get back on track and give yourself more time. (AP Photo/Mark Lennihan, File)
March 08, 2019 - 11:24 am
Lost or missing documents can turn tax season into a giant headache, but they don't have to stall you for long. Here are some common tax necessities that might go missing — and what a tax pro says you can do if they give you the slip. LOST: YOUR W-2 What to do: Go to HR or your payroll department...
Read More
FILE - This Wednesday, July 5, 2017, file photo, shows a "Sold" sign displayed in front of a house in Sacramento, Calif. A home of your own comes with new freedom and more responsibility. (AP Photo/Rich Pedroncelli, File)
March 05, 2019 - 7:03 am
You signed the papers, got the keys and opened the front door. Now, that quaint little place is all yours. But more freedom comes with more responsibility. A lot changes once you're a homeowner. Here's how to prepare for a few of the adjustments — emotionally and financially. 1. YOU THINK ABOUT...
Read More
FILE - In this May 10, 2018, file photo, students walk past Sather Gate on the University of California at Berkeley campus in Berkeley, Calif. Choosing a college based on price can save you from overwhelming student debt, give your parents a break and increase the likelihood of a return on investment in your education. (AP Photo/Ben Margot, file)
February 28, 2019 - 1:40 pm
Many prospective students choose a college for its location, its reputation or even its campus vibe. Here are three reasons to choose a college based on price. YOU CAN AVOID HIGH STUDENT DEBT If you pick an affordable college, you're less likely to be burdened with high debt. Borrowing less now...
Read More

Pages