Personal finance

FILE - In this June 15, 2018, file photo a canning jar filled with currency sits on a shelf in East Derry, N.H. An emergency fund doesn’t have to be wishful thinking when you’re building your financial life. Start small to build a habit, use windfalls to kick-start your fund and have a plan for irregular expenses. (AP Photo/Charles Krupa, File)
February 27, 2019 - 8:00 am
Let's be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some weeks, it can feel like you barely have enough money to get by, let alone put some away for a rainy day. But that cash stash...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 19, 2019 - 12:07 am
Setting smart, achievable goals is important if you want to take charge of your financial life. But many of us are surprisingly bad at choosing the goals that actually matter most to us. Investment research firm Morningstar had 318 people write down their top three financial priorities, then showed...
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This Wednesday, Feb. 13, 2019, in Zelienople, Pa., shows multiple forms printed from the Internal Revenue Service web page that are used for 2018 U.S. federal tax returns. The government says that the average tax refund and the total amount of refunds issued have declined for the second straight week. The declines have become a political issue, as Democrats contend they show how the new Republican-written tax law hurts middle-class people. (AP Photo/Keith Srakocic)
February 14, 2019 - 6:05 pm
WASHINGTON (AP) — The average tax refund and the total amount of refunds issued declined for the second straight week, potentially intensifying a political flashpoint seized by Democrats as proof that the Republican-written tax law hurts the middle class. The average refund in the second week of...
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FILE- In this Oct. 23, 2018, file photo, students walk on the campus of Miami Dade College, in Miami. The nine companies and organizations tasked with servicing the accounts of the nation’s 30 million student loan borrowers repeatedly failed to do their jobs properly over a period of years and their regulator neglected to hold them responsible, a new report finds. The report released Thursday, Feb. 14, 2019, by the Department of Education’s independent Inspector General’s office shows some borrowers weren’t getting the guidance and protection they needed as they sought the best plan for paying off their student loans. (AP Photo/Lynne Sladky)
February 14, 2019 - 11:34 am
NEW YORK (AP) — A new government report has found that student loan servicers repeatedly failed to do their jobs properly over a period of years and their regulator neglected to hold them responsible. The report released Thursday by the Education Department's independent inspector general's office...
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A pedestrian passes Valentine's day stuffed animals for sale ahead of the holiday in Philadelphia, Wednesday, Feb. 13, 2019. The Federal Trade Commission announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. (AP Photo/Matt Rourke)
February 13, 2019 - 4:08 pm
Is it love? Maybe not. The FTC announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. The number of these romance scams reported to the agency jumped from 8,500 in 2015 to more than 21,000 in 2018...
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FILE- In this Feb. 7, 2019, file photo the Lexus LS500 is displayed during the media preview of the Chicago Auto Show in Chicago. J.D. Power’s annual survey found that Lexus was the most dependable brand for the eighth-straight year. (AP photo/Nam Y. Huh, File)
February 13, 2019 - 1:11 pm
DETROIT (AP) — Automobiles are getting more reliable, but J.D. Power's annual survey finds problems with battery failures, transmission shifting and voice recognition systems. The survey found that Lexus was the most dependable brand for the eighth-straight year, but some mass-market brands cracked...
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In this Sunday, Feb. 3, 2019, photograph, a long row of unsold 2019 911 Carrera GTS cabriolets sits at a Porsche dealership in Littleton, Colo. Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the Federal Reserve Bank of New York. (AP Photo/David Zalubowski)
February 12, 2019 - 6:27 pm
DETROIT (AP) — Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the Federal Reserve Bank of New York. More than 7 million Americans were 90 or more days behind on their car loans at the end of last year, 1 million more...
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FILE- In this Dec. 4, 2018, file photo a man walks into the shade of a building in downtown Los Angeles. When deciding whether to buy, skip or toss an item, minimalists try to determine whether it adds value to their lives. Apply minimalism to your financial life, and you can shed outdated obligations and reduce stress. (AP Photo/Jae C. Hong, File)
February 12, 2019 - 10:01 am
Christian Matney, 22, and his wife, Aubry, 23, haven't let their youth hinder them from big financial goals. The Austin, Texas-based couple — content creators at YouTube channel The Matneys — are travelers, entrepreneurs and homeowners, thanks in part to their commitment to financial minimalism ...
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FILE - In this Nov. 29, 2018, file photo, a person walks past a gas station around Victorville, Calif. The average U.S. price of regular-grade gasoline has dropped 12 cents a gallon (3.8 liters) over the past three weeks to $2.31. Industry analyst Trilby Lundberg of the Lundberg Survey says Sunday, Jan. 13, 2019, that falling crude oil costs are the main reason for the decrease at the pump. The average gas price has dropped 66 cents over the past 3 ½ months. The highest average price in the nation is $3.46 a gallon in the San Francisco Bay Area. The lowest average is $1.80 in Baton Rouge, La. (James Quigg/The Daily Press via AP, File)
February 10, 2019 - 1:19 pm
CAMARILLO, Calif. (AP) — The average U.S. price of regular-grade gasoline is up a penny a gallon over the past two weeks, to $2.34. Industry analyst Trilby Lundberg of the Lundberg Survey says Sunday that she expects gas prices to keep rising slightly as retailers pass on increases in wholesale...
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FILE- In this Jan. 9, 2019, file photo, a man checks his phone in Cambridge, Mass. Mike Johansson, a senior lecturer in communication at Rochester Institute of Technology, has asked his students to keep track of how they spend their time. “Over time, I had a few students who came back to me and said, ‘I was amazed. I didn’t realize that over the course of a week I was averaging three to four hours on YouTube every day.’ It adds up,” Johansson says. (AP Photo/Elise Amendola, File)
February 07, 2019 - 10:44 am
Apple's Screen Time feature can tell you more about your iPhone usage than you may care to know. Like how many text notifications you receive, the number of hours you spend on social networking and how your total usage on any given day stacks up against your average. The numbers don't lie, but they...
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