Personal finance

FILE- In this Aug. 9, 2018, photo a manager of a financial services store in Ballwin, Mo., counts cash being paid to a client as part of a loan. The nation's federal financial watchdog has announced its plans to roll back most of its consumer protections governing the payday lending industry. It's the Consumer Financial Protection Bureau's first rollback of regulations under its new Director, Kathy Kraninger, who took over the bureau late last year. (AP Photo/Sid Hastings, File)
February 06, 2019 - 4:48 pm
NEW YORK (AP) — The nation's federal financial watchdog said Wednesday that it plans to abolish most of its critical consumer protections governing payday lenders. The move is a major win for the payday lending industry, which argued the government's regulations could kill off a large chunk of its...
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FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)
February 05, 2019 - 9:14 am
There's a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn't talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and...
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FILE- This Aug. 17, 2010, file photo shows William H. Gross founder and Managing Director of PIMCO at the Conference on the Future of Housing Finance at the Treasury Department in Washington. Janus Henderson Investors says that "Bond King" William H. Gross is retiring to concentrate on his personal assets and private charitable foundation. The 74-year-old Gross will retire on March 1. (AP Photo/Pablo Martinez Monsivais, File)
February 04, 2019 - 2:39 pm
DENVER (AP) — William H. Gross, the famed and colorful bond investor who once controlled the world's largest mutual fund, is closing his professional career of more than 40 years and retiring to focus on managing his personal assets and private charitable foundation. Gross, 74, was nicknamed the "...
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FILE- In this Nov. 9, 2018, file photo shoppers look at televisions at a Walmart Supercenter in Houston. Super Bowl season is an excellent time to purchase a new TV, as long as you have room in your home and budget. (AP Photo/David J. Phillip, File)
January 29, 2019 - 10:56 am
Buying a TV can be thrilling, yet daunting. To maximize the exhilaration — while minimizing the uncertainty — experts say to pay attention to at least five things. You may be considering a new TV ahead of the Super Bowl, but these tips work throughout the year, too. 1. SIZE Size alone shouldn't be...
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FILE - In this Jan. 10, 2019 file photo Cheryl Monroe, right, a Food and Drug Administration employee, and Bertrice Sanders, a Social Security Administration employee, rally to call for an end to the partial government shutdown in Detroit. The government shutdown left an especially painful toll for African-Americans who make up nearly 20 percent of the federal workforce and historically have been on the low end of the government pay scale. The U.S. Office of Personnel Management says African-Americans make up about 18 percent of the federal workforce of approximately 2.1 million employees. (AP Photo/Paul Sancya, file)
January 26, 2019 - 1:11 pm
DETROIT (AP) — For Cheryl Monroe and generations of other African-Americans, federal government jobs have long been a path to the middle class and a way to provide a comfortable life for their families. Then the record-long government shutdown hit, making it hard for the U.S. Food and Drug...
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Scott, a furloughed government worker with the IRS volunteers his time to hand out free food and supplies to other furloughed government workers affected by the shutdown at World Central Kitchen, the not-for-profit organization started by Chef Jose Andres, Tuesday, Jan. 22, 2019 in Washington. The organization devoted to providing meals in the wake of natural disasters, has set up a distribution center just blocks from the U.S. Capitol building to assist those affected by the government shutdown. (AP Photo/Andrew Harnik)
January 25, 2019 - 4:13 pm
WASHINGTON (AP) — The IRS' workforce will return to full strength under the short-term deal to reopen the government struck Friday by President Donald Trump and congressional leaders. But the disruption from the partial shutdown and the recent absence of a large contingent of recalled IRS employees...
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FILE- In this July 3, 2017, file photo a man and woman walk under trees down a path at Alta Plaza Park in San Francisco. Looking at the income, living expenses and life spans of today’s retirees can help you make the right financial moves so your golden years aren’t tarnished by an unexpected shortfall. (AP Photo/Jeff Chiu, File)
January 24, 2019 - 10:27 am
Precision isn't always possible when it comes to retirement planning. That doesn't mean you have to wing it and hope your savings don't expire before you do. Looking at the income, living expenses and life spans of today's retirees can help you make the right financial moves so your golden years...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 23, 2019 - 8:39 am
Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it costs ($43,300 for out-of-state residents) and how much he can expect his single mother to contribute: nothing. "That's protecting my retirement," says...
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January 18, 2019 - 12:26 pm
These days, many of us wear different hats to earn income on the side. You might clock out of one job and into the next as a ride-hailing driver, Airbnb host, Etsy shop owner or pet sitter. Such "gig economy" work can make for a stressful tax season that eats up your time (and billable hours) and...
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FILE- This Jan. 8, 2015, file photo shows a row of chairs with the "Pitt" logo, for the University of Pittsburgh before an NCAA college basketball game in Pittsburgh. The University of Pittsburgh is offering graduating seniors up to $5,000 in federal student loan relief with one request: They pay it forward. The school’s new program, Panthers Forward, will help recent graduates chip away at student debt and introduce them to alumni mentors to encourage professional development. Students have no obligation to repay the gift, but the university is encouraging recipients to make financial contributions to sustain the program. (AP Photo/Keith Srakocic, File)
January 17, 2019 - 9:57 am
With collective U.S. student loan debt nearing $1.5 trillion, some colleges are testing innovative solutions to help reduce student borrowing. Using no-strings-attached student loan payoff-assistance programs, college loan alternatives and annual student debt letters, these three universities are...
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